Janet is a mother of two college children from New Jersey. Her son is a senior in Maryland majoring in biology with the hopes of continuing his studies in dental school. Her daughter is a junior also in the field of science, majoring in nutrition. Janet has been married to the same man for almost 28 years - my have the years flown!
Articles by Janet
Deferments
I currently owe over $111,000.00 in college debt sending both my children to college. It equates to paying over $660.00 per month alone in college loan repayments. The sad news is my daughter still has two semesters to go before… More »
Where is the money?
My daughter is a junior at a state university and decided to live off campus this year. We sat down and wrote out what living on the campus costs versus living off campus and saw that there was a substantial… More »
Student loans or free money
So all the details are done…we are settling into life with a child in college and by golly, I got the Federal Loan to pay all the expenses! Wonderful, what a relief. My husband and I could not have done… More »
The financially savvy student
Before your student goes out the door and starts his/her academic career, one thing is very clear....they need to know finances. Where do I go if I need cash, buy books, supplies, food, etc. and you are 300 miles away?… More »
What I’ve learned about the financial aid application process
Reality is setting in. The college is selected; graduation is around the corner. But, first things first. It's FAFSA time … no I did not drop my uppers, but it is a mouth full. FAFSA is short for Free Application… More »
Deciding on a college and the importance of cost
My husband and I never thought about the consequences of school versus price. We encouraged our children to "reach for the stars" and told them "you can be whoever you want to be." Somehow we always believed there would be… More »
Financial planning for college
How does one save for college when raising two small children, starting a new business, and paying for a mortgage? Oh, yes, we set aside some meager bond investments and set up a savings account, but in the end it… More »
Finding the right fit in a college
The process of getting my son ready for college seemed to start as soon as he entered kindergarten. The teacher-parent back to school meetings always had the same tone...we are preparing the students for the next level of academic achievements.… More »
