Mary Martha

Mary Martha

Empty Nester / Mother of Two

Mary is the parent of two children - a senior and a high school junior - in Arizona. She is also a consultant, freelance writer, and career counselor. Now she is no longer talking about the college process, but living it! Mary invites you to come along for the "senior year ride" as it promises to be an enlightening experience for all!

Articles by Mary Martha

Making the transition from high school to college

In between college planning tasks, AP test preparation, college orientation days, working at jobs, and continuing to study hard (despite serious cases of "senioritis"), it's easy for graduating seniors to become overwhelmed and stressed out. And it's easy for parents… More »

It’s not summer break for financial aid

Summer break has definitely arrived. For Jake and Mike, the mental break from the structured day and academic absorption has been replaced with normal teenage stuff: staying up until 2 or 3 a.m., sleeping until noon when possible, working that… More »

The end of freshman year

It's May and once again, I find myself addressing high school graduation announcements, planning a celebration party, and prodding yet another teen to defer his “senioritis” for a few short weeks. He's ready to be done with high school just… More »

College costs and the recession

Daily announcements and news regarding the massive efforts that are underway to address our economic recession is causing a chronic case of "information overload." Just as we begin to process the data and find an available little crevice in our… More »

College Planning in a Recession

Arizona, like many other states, is facing a large budget deficit this year and next. Education accounts for approximately 50% of the state's budget, and therefore, it is incurring some of the biggest cuts at this time. Last week our… More »

Tips on financing college today

Arizona, like many other states, is facing a large budget deficit this year and next. Education accounts for approximately 50% of the state's budget, and therefore, it is incurring some of the biggest cuts at this time. Last week our… More »

College finances- balance & budgets

The first semester of college officially ended today for Jake. This morning I received a text message from him that read: "One down, 7 more to go." (And we are hopeful that it will just be seven semesters more.) I… More »

College Costs and the Economy

The recent financial crisis has played out all over the world – and in our home as well. Fortunately, our jobs have not been affected at this point; however, concerns over the availability of future college funds, the increasing tuition… More »

Financial literacy for college students

Financial literacy for teens has gained an increasing amount of attention over the past several years. Although many high schools require students to take an economics course as part of their graduation requirements, most teens do not have a good… More »

Student loan lessons learned

August has arrived, and in a couple of weeks, Jake will begin his college experience. His financing is now complete with the recent approval of his student loan. (You may want to read my previous post for background on why… More »

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