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Home > Paying for College Guides > Pay Back > 2) Student Loan Consolidation

2) Student Loan Consolidation

One loan is better than two.

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Tips and Advice

  • Eligibility requirements for consolidating your student loans
  • The pros and cons of student loan consolidation
  • Federal student loan consolidation update
  • Consolidating PLUS loans
  • An introduction to consolidation
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Frequently Asked Questions

  • What are the repayment options for consolidation loans?
  • Can I “re-consolidate” my current consolidation loans?
  • When should I consolidate into more than one federal loan?
  • Can I re-consolidate a federal consolidation loan?
  • What types of student loans can be consolidated?
More FAQs »
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    Visit the Student Loan Refinance Center

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    College Money Guides

    • Plan - Financial aid, demystified.
      • 1) Saving and Financial Planning for College
      • 2) Choosing a College
      • 3) Understanding College Costs
      • 4) Financial Aid Basics
      • 5) Financial Aid Applications
      • 6) Financial Aid Awards
    • Pay - Footing the college bills.
      • 1) Choosing Student Loans
      • 2) Federal Loans for Students and Parents
      • 3) Private Loans for Students and Parents
      • 4) Scholarships and Grants
      • 5) First Year Tuition and Bills
      • 6) Managing College Finances
      • 7) Second Year and Beyond
      • 8) Credit Advice for Students
    • Pay Back - What happens after college.
      • 1) Financing Graduate School
      • 2) Student Loan Consolidation
      • 3) Student Loan Repayment
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    Related Links

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    Paying for College Topics

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Federal loan information: All colleges participate in the Direct Lending program, which means a student enrolled at that school receives their federal student loans (including Stafford, PLUS and GradPLUS loans) directly from the school instead of from a lender.

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