It’s early August and, even though the beach isn’t ready to let you go just yet, stores have started their back-to-school sales. In order to snag the best deals, and make sure you get everything you need, start shopping early and follow these tips for smart spending:
- Make a list before you hit the stores. No matter how strong your willpower, it’s easy to get drawn into impulsive buys. Writing out everything you need first will help you cut back on unnecessary spending.
- Get in touch with your roommate. No one needs two refrigerators or an extra microwave. Shoot your roommate a text or Facebook message so you can establish who’s bringing what.
- Take taxes into account. Tax rates range depending on the city. If you’re traveling across the country for college, research if taxes are higher at school than at home and plan your shopping trip accordingly.
- Know your budget. And stick to it! No matter how good you look with that new backpack, over-spending is an ugly habit and a dangerous way to start the semester.
- Use your student loans to pay for tuition first. If you don’t pay your tuition bill, you won’t have any classes to back-to-school shop for. And, while student loans can help cover expenses like textbooks, and even a laptop, they’re not really meant for that new Marc Jacobs tote.
Stick to these tips and you’ll look as stylish as you are spending-savvy.
Check out this infographic from Socrato on back-to-school shopping: