It’s far easier to spend money than to earn it, which is why we’ve compiled a list of tools that will help you stay smart about spending. Check ‘em out:
Organize all your finances in one place — fast and for free. With Mint, you can see what you’re spending, how you’re spending it, and learn how to keep more of your money where it belongs: in your pocket.
2. Price tracking sites.
If you’re shopping online and you aren’t tracking prices, you may be spending more than you have to. Know what stores are selling the product you want at the lowest price, and see how that price has changed over time. That way you can know whether to buy now or wait for prices to drop. Websites like Shopzilla and Pricegrabber can help.
With ValoreBooks, you can sell your used stuff for cash! You can sell textbooks, CDs, movies, video games, iPads, and iPhones. Online quotes are instant, shipping is free, and sell back prices are the highest in the industry. It’s an easy way to make money by cleaning out your closet, entertainment system, or bookshelf.
Using SmarterBucks, you can earn rewards that automatically become extra student loan payments used to pay down any student loan faster and for less. Signing up is free and rewards are easy to earn. Shop with your favorite brands, take surveys, sell your used stuff, and more!
5. Don’t forget SimpleTuition!
Every time you need a private student loan, be sure to compare your options and find the best loan for you. Finding the best interest rate possible can save you thousands of dollars over the lifetime of your debt. So if you’re still in school or are considering going back, let us help you get educated for less.
Many students find it difficult to pay for their tuition bills even with the help of financial aid. Scholarships – free money for school - are the perfect source of extra cash to help pay for college. The trouble is, of course, that these scholarships are hidden in the cyber jungle we call the Internet. Finding scholarships you qualify for often takes more time than actually applying. Luckily, we’ve compiled this list of ways you can easily find scholarships that are right for you!
1. Merit-based. Before you go searching the net for scholarships, take a look a bit closer to home. Many colleges offer merit-based scholarships, often for specific majors, specific talents, and more. Check your institution’s website, financial aid office, and your major department for leads.
2. Scholarship Center. Check out our Scholarship Center, which offers a deep selection of scholarship opportunities for students of all years and majors. Simply fill out your information and you will be given a list of scholarships that you are eligible for. It’s a great way to find scholarships without having to spend tons of time searching for them!
3. Let us keep you posted. Be sure to bookmark and check back on our blog. If you are a student looking for some tips and tricks on saving cash in school, this is the place to be. We’ll keep you updated with blog posts whenever we find great scholarship opportunities to share. In addition, we share tons of scholarship info and other fun content on our Facebook and Twitter, so go ahead and give us a like/follow and stay up to date!
- Mark Zuckerberg: You’ll need a Harvard t-shirt, a zip-up sweatshirt, jeans, flip flops, nametag, and giant ego. Write “CEO” on your nametag and voila! Estimated cost: $20
- Chick magnet: You’ll need 3 or 4 boxes of Peeps or rubber ducks, fabric glue, an old shirt, and an old pair of pants. Glue the fake birds to your clothes, allowing two to four hours for drying. Estimated cost: $12
- Cereal killer: Get empty cereal boxes, safety pins, fake blood (or ketchup), and a fake knife. Pin the cereal boxes to whatever you’re wearing. Cover your arms, clothes, and hands with the fake blood. Then wield your plastic blade! Estimated cost: $20
- Rubik’s cube: This is easy: wear a solid-color shirt and solid-color pants, cut arm holes in a large cardboard box, wear said box, then put colored construction paper on the box to represent the variously colored squares. A Rubik’s Cube has nine squares per side. Estimated cost: $10
- A bunch of grapes: Tape green or purple balloons all over yourself. Done. Estimated cost: $5
Fun fact: Samhainophobia is the fear of Halloween.
Apparently it can lead to dry mouth, the inability to speak or think clearly, and excessive sweating. Random, unreliable websites list treatment options that include hypnotherapy and neuro-linguistic programming, whatever that is.
By: Candice Webb
With so many new advances in technology in our world today, it is not surprising that education has also gone virtual. In the past, when you heard of online education most people thought about college courses. However, today not only can you attend college online, but you can also attend elementary, middle, and high school online as well.
The Classroom of Tomorrow
Many parents have opted to teach their children in grades K-12 at home. There are many reasons that a parent may choose this option; cyber bullying, dissatisfaction with local schools, or just wanting to offer a better education at home. Whatever the reason, this has become a popular option. Homeschooling and virtual schooling is on the rise, and it seems that most virtual students are doing better than their classroom-schooled peers, by some research findings. There are many programs that offer the virtual school option. Depending on your child’s educational needs, and your preference, you can choose the courses and options that work for your family. Not only do these programs offer online courses, most also provide different field trips and outings, giving the children an opportunity to interact with peers.
Teachers are also going virtual. Most of the online schools offer a certified teacher who provide your child with online instruction and lectures from a virtual classroom, give support to help you guide your child’s learning, and to help supplement curriculum as needed. Not only are they able to do their job as teachers, but it also saves the government money. Teachers do not have to commute and they are able to teach more children for the same pay. Most virtual schools are also given less money from the government than public institutions, so this is another way that the government saves money. Online school is an option for parents who want to be in total control of their children’s education. Home educated and online educated students are also accepted into most colleges and universities, including Ivy League schools.
The Virtual College
While most home educated children will go on to attend public or private traditional colleges, online college is still an option for any college bound student. Online college is a great option for busy moms, for non-traditional students, people who work full-time, or just those who need the flexibility in general. Most online colleges are accredited, but you will need to research and check the background of the school. Online college is also a great option for serious students looking to get their college degree without the distractions that can sometimes come along with attending a traditional college. Most online schools also offer the option to do your courses completely online or to attend classes in a traditional classroom. After completing your online courses most schools hold a graduation that you can attend along with your family and friends to receive your diploma.
The Other Side
While there are always pros to most options, there are also cons. The downside of virtual education is that there are fewer opportunities to interact with peers. Although, you can create opportunities for socialization by allowing your child to join groups, clubs, etc., there still may be fewer interactions than having traditional classroom peers. Online education is a full-time job for parents of younger students. This may mean a family will have to live on one income to be available full-time for the student. Schooling a child can also be overwhelming and exhausting, since you are with your children all day, every day. Another possible downside to online education is that college students may miss out on traditional aspects of college. College offers independence and an education on the “real world.” Students who school online may miss out on these opportunities, if still living at home. It may also be more difficult to enter college or get a job if you attended an online school.
Due to the rise in online education, most colleges and employers are changing their views on online education and are actually seeking these students out. However, for some, online education is still looked at as inferior to the traditional classroom education.
Whatever your views are of classrooms education vs. online education, it is great that there are options when it comes to education. Just as we have choices in almost every aspect of our lives, we should also have a choice in the type of education we receive, be it sitting at a desk listening to a teacher in a classroom setting, or sitting behind the computer screen.
About the author:
Candice Webb is a leading social media expert with 10 years of experience in human resource management. She writes for DegreeJungle.com, a resource for college-bound students.
Courtesy of OnlineEducation.net. Click for a full-size image.