Alabama Student Loans

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According to the Alabama Commission on Higher education, the state includes the following types of institutions of higher education:

According to College Stats, there are at least 90 schools offering coursework in higher education. Of course, the criteria for admission vary at each school. According to U.S. News, the following schools are among the most competitive in terms of acceptance:

As Together We Teach Reports, the top five largest cities by population in Alabama are:

Students who are drawn to a more metropolitan setting can therefore consider schools in these population-dense areas, which include the University of Alabama at Birmingham, Alabama State University (Montgomery), University of South Alabama (Mobile), University of Alabama in Huntsville, and the University of Alabama (Tuscaloosa). Each of these cities has more than one college or university from which to choose. While the best practice is not to pick a college in terms of geography alone (unless it’s necessary), this factor is always an important consideration, and it’s great that Alabama cities offer a range of options.

It is always important to keep in mind during the college selection process that most public state schools assess higher tuition rates for out-of-state residents. However, student who pay in-state tuition will still want to consider which schools offer the best value. According to College Calc, the top five Alabama schools with the lowest in-state tuition rates for Alabama residents are:

According to Pay Scale, the following five schools of higher learning offer the best value for students who pay out-of-state tuition (Note: in the context of this list, the best value means the best return on investment, in terms of employment prospects and other criteria, for educational dollars spent):

The college selection process is one of the most important and exciting steps to entering college. For students who have selected their short list of schools to apply to, a major concern will likely be how to pay for school. The best practice is to get up to speed on all forms of available federal aid. As a rule of thumb, students will want to exhaust all forms of free or gift aid, such as grants and scholarships. The next option is loans, with a general preference for federal loans as they tend to offer the lowest interest rates and most favorable repayment terms.

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