Arizona Student Loans

Like all other states, Arizona also has a number of financial aid programs that you can apply for if you are a resident and if you wish to enroll in a college or university in the state.

Types of Financial Aid

Along with student loans, Arizona financial aid is available in the form of grants and scholarships.


Grants are mostly need-based and come with certain conditions, such as completing the degree or specified study courses. If a student fails to meet these conditions, he/she will have to repay the required grant amount.

The grants provided by the Arizona Commission for Postsecondary Education all have their own eligibility criteria. You may be awarded a grant on the basis of your low expected family contribution value, qualification for financial need, association or descent from an American-Indian tribe or nation, attending a partner institution in a leveraging program or because you are a community college graduate.

To apply for a grant you should first fill out the Free Application for Federal Student Aid (FAFSA), the expected family contribution form (EFC) and provide all necessary documentation in order to prove your eligibility. Most grants are awarded through institutions, which is why it is extremely important to contact your intended college’s financial aid office for deadlines and application information.


Scholarships may come in the form of tuition coverage, tuition reduction or a fee waiver and usually do not need to be repaid if all conditions are met after they are granted.

Scholarships from the Arizona Commission for Postsecondary Education may be awarded on the basis of early graduation, athletic abilities, a combination of financial need and the number of credit hours attended, low-income and high potential, academic excellence or high scores on a competitive high school test. To apply for most scholarship opportunities, you should contact the Arizona Commission for Postsecondary Education and also contact the financial aid office at the school you plan to attend. As with most Arizona state financial aid, you will need to fill out the FAFSA and provide other necessary documentation and details. The FAFSA date for each state varies, so make sure you stay informed.


Arizona Schools