California Student Loans

student in californiaWith the costs of higher education on the rise, it has become increasingly difficult for average Americans to afford a college degree on their own. In order to address this phenomenon, a number of financial aid programs have been introduced, including scholarships, grants, student loans and work-study programs.

California Financial Aid

If you are a resident of the state of California, then you can apply for one of the many available California financial aid programs, including grants, scholarships, student loans and more. The amount of each award varies and may cover either all or a portion of the costs of tuition, books, study materials and other education-related expenses. While the application process for these programs may vary, in most cases, you will need to fill out the Free Application for Federal Student Aid or FAFSA. This application is available online at

Scholarships and Grants

When it comes to financial aid for college, it is best to apply for scholarships and grants first, especially because both scholarships and grants are essentially free money; you are not required to pay them back. California residents may apply for scholarships such as Almanor scholarships, Anne Trabue scholarships and a number of other scholarships sponsored by educational institutions and private businesses.

In addition to institutional scholarships and grants, students may also take advantage of federal Pell grants and federal Supplemental Educational Opportunity Grants (SEOG). Additionally, state-sponsored Cal Grants are available to students who meet certain academic requirements and other conditions.

Loan Options

Student loans such as government-backed Stafford, Perkins and PLUS loans are available. These loans can be borrowed at low rates of interest and they have easy repayment terms. Unlike grants and scholarships, students are required to pay back the amount of the loan in full.

In many cases, federal student loans and other awards may not cover all of your education-related expenses; with this in mind, private loans may be your way out in this situation. Simply use the student loan comparison tool on our website to view the available loans and to select the one that best suits your needs.


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