Nebraska Student Loans
Looking for a way to boost your education level, so you can get a great job at a great pay rate? If you live in Nebraska, you’re in luck.
According to Nebraska.gov, the state is home to more than 50 institutions of higher learning, including colleges, universities, and technical schools. That means you could get the degree you want without moving far away from your home. There are also a number of Nebraska-specific grants, scholarships, and loans that could help you to pay for school.
States like Nebraska are responding by providing more and more scholarships and grants to students in need. As a resident, you could cash in on these programs.
The Nebraska Farm Bureau provides a number of scholarships to students who live within the state, including:
- The Keith R. Olsen Agricultural Policy Internship Award, which provides a valuable work opportunity in the legislature
- County Farm Bureau Mini-Grants for Education, worth $500 each
- The Greater Horizon Scholarship, worth $1,000
- The Kenneth E. Schwartz Memorial Farm Bureau Fund, worth $1,000
The vast majority of these scholarships and grants are made for students who want to embark in jobs that have to do with farming, agriculture, or both. That makes sense, as many jobs in Nebraska are in these fields. By boosting education and training, the Bureau is creating a more valuable workforce for the state.
But not all students who go to school in Nebraska want to work in farming. Thankfully, there are many scholarships that are made just for students who want to work in other fields. The Nebraska Broadcasters Association Foundation offers two such scholarships, and each is worth $1,500. Students who apply for this scholarship are hoping to break into broadcasting-related fields, like radio or television, and they’re either planning to go to school in Nebraska or they’ve graduated from a Nebraska high school.
Nebraska students hoping to enroll in engineering programs might benefit from the Nebraska Society of Professional Engineers (NeSPE) scholarship program. The NeSPE provides two sets of scholarships: one for high schools students and one for college students. Students must be NeSPE members to apply, which suggests that they must be studying engineering, and the scholarships can make paying for school just a touch easier.
What about students who just aren’t sure what they’d like to study? If you’re not quite set on your ideal career, you still have plenty of opportunities to get grants and scholarships in Nebraska.
The Nebraska chapter of DECA provides scholarship opportunities to member students. The organization provides as many scholarships as it can, and students who are members are encouraged to apply, so they can get the funds they need. No specific majors are required, so this could be a good opportunity if you’re just not sure about what the right career might be for you.
Similarly, the Nebraska State College System has many scholarship programs. Most don’t come with a major requirement, so you’re not asked to study in a specific field in order to get help with school funding. The scholarships you’re eligible for can vary depending on the school you’re hoping to attend. Reading the fine print can help you determine which program is right for you.
Finally, the Great Plains Association for College Admission Counseling offers a $1,000 scholarship for a high school senior graduating from a school located in Nebraska, Kansas, or Oklahoma. The competition can be a little fierce for this particular scholarship, since so many high school students might be eligible for this program, but the funds could be very helpful for students who need a little assistance with tuition.
The Nebraska Opportunity Grant is the largest grant program available for students who live in Nebraska. Students from low-income backgrounds who want to go to school can use these grants for assistance with tuition, and in some cases, the help they’ll get will cover the entire cost of their college education. Many students have used this program in the past to pay for school.
Unfortunately, the Opportunity Grant is falling on hard times, according to Nebraska’s Coordinating Commission for Postsecondary Education. In 2011-2012, the organization says, close to 44,000 students who qualified for grants didn’t get them simply because there wasn’t enough money. These students qualified for help, but even so, there was no help available.
Legislators are, no doubt, working on this problem and trying to find ways to make sure that the grant program has the proper funding to help students in need. In the interim, students who plan to use this grant to pay for school should make sure to get applications in early, and those applications should be complete. If the program runs out of money on a regular basis, students will want to be first in line so they won’t be neglected or forgotten.
Nebraska-Specific Loans and Repayment Program
Scholarships and grants are an ideal way to pay for school, because students who enroll in these programs get forms of money that they never have to pay back. They can use the money as they see fit, helping to pay for school without worry about debt. Many scholarships and grants, however, just aren’t large enough to cover your entire tuition bill. Sure, you’ll get help if you have a scholarship, but you will likely be responsible for at least some of the overall cost of your college education. A Nebraska student loan may help.
If you’re interested in using a loan to pay for school, you have plenty of federal options to choose from. To get these loans, you’ll begin with a Free Application for Federal Student Aid (FAFSA). With this form, you’ll provide information about your financial health and your ability to pay for school. You’ll also provide information about the school you’re choosing to attend, so federal regulators can see how much you’ll be asked to pay. Then, you’ll get a letter in the mail that details the loans you’re eligible for.
Should you choose to accept a federal loan, you’ll go through a loan training class, typically at the school you’re planning to attend. Then, you’ll sign official documents and start using your loan money to pay for school.
Once your education is complete, you’ll need to pay back the loans you took out. If you studied in certain fields and you work in Nebraska, you could get help with the repayment process.
The Nebraska Department of Health and Human Services has two programs for students that studied health-care-related topics in school. These students agree to work in parts of Nebraska that are underserved by the medical community, and in return, the program administrators pay back the loans students received. In some cases, students must apply for program-specific loans first, and then they’ll see those loans repaid. But in other cases, students can get help with their government loans through this program.
These repayment programs could make your debts much easier to pay, but you’ll need to look over the requirements carefully and make sure you’re filling out all the paperwork properly. Making mistakes could cost you the money you’re looking for.
- University of Nebraska-Lincoln: The University of Nebraska-Lincoln is a land-grant university devoted to research and education. This school was one of the first west of the Mississippi River to provide students with doctoral degrees, and it’s currently ranked among the top 50 public universities in the United States, per U.S. News and World Report.
There are a number of different undergraduate degrees available to students, and the school isn’t known for one particular major over another. That makes this institution a good choice for students who haven’t yet settled on a specific field of study. They have many different options to choose from here, and any could be just right for you.
The campus is situated in Lincoln, Nebraska. The city has a bustling entertainment scene, full of options for students who need to break loose from studies and enjoy the fun side of life. Lincoln has a number of parks and recreational opportunities for students, too.
- Wayne State College: Wayne State College is a public university, and its most popular major among undergraduates is business administration, followed closely by elementary education. This seems to suggest that Wayne State also provides a number of different educational options for students, which could make it a good choice for you if you’re feeling undecided.
Wayne State is dedicated to student success. There are more than 350,000 books in the college library, and the college provides high-speed internet access to all students. That makes learning a little easier, and it might be responsible for the success graduates achieve. In one study of alumni success, more than 80 percent of graduates were working in their field or a related field, or they were enrolled in graduate school or continuing education endeavors. That’s an amazing stat, and it suggests Wayne State could be a good option for almost any student.
Wayne State is located in Wayne, Nebraska. This is a somewhat small, and a little bit quirky, Midwestern town. For example, in July, the city hosts a Chicken Show in which participants can produce chicken-related crafts, do chicken dances, and bid on cement chickens. This isn’t the sort of thing that happens everywhere. It just happens in Wayne. Students with a quirky bent might enjoy living here.
- Peru State College: If you’re interested in a smaller academic environment, Peru State College might be a good fit. Here, you’ll have 13 undergraduate degrees to choose from, and you’ll study in classes with under 20 students. That one-on-one attention could really help you to master difficult concepts and nail down key skills, and you’ll do so in a public institution, so you won’t pay more for your education than you should.
Peru State College has a number of different campus clubs that could keep you busy, including academic groups, musical groups, intramural sports, and more. The beautiful campus provides all sorts of recreational facilities and study halls that can make learning entertaining and communal.
The main campus is located in Peru, Nebraska. Students make up the bulk of the population, but the community is vibrant and active. There are hiking trails all over Peru that provide opportunities for bird watching and exercise, and there are many different picnicking spots for students who want to break free of campus.
- Bellevue University: Nebraska is home to a number of different private education institutions, including Bellevue University. This non-profit, accredited institution was founded in 1966, and it serves about 10,000 students each and every year.
There are more than 70 different degrees available at Bellevue University, including those related to:
The school’s diverse student body ensures that classroom discussions involve different worldviews, and students are encouraged to think differently and express openly.
Bellevue, Nebraska, where this school is located is considered to be Nebraska’s oldest city. There are all sorts of amazing trails to hike, nature paths to walk, and parks to enjoy in Bellevue. In addition, the city is home to many historic buildings that could intrigue you, should you be interested in architecture.
- Hastings College: Close to 1,200 students attend Hastings College, and they’re drawn there by the school’s robust selection of majors. There are more than 60 majors for undergraduates to choose from, and classes tend to be small, with 12 students for each teacher. Smaller classes like this could help you to develop a one-on-one relationship with the teachers in your field, and that could really help you to advance your career.
Hastings College has a bold and varied sports program, with over 22 different teams for students to choose from. Everything from archery to cheerleading is available to students at this school. If you’re more interested in academic hobbies, you might enjoy writing for the college newspaper or pulling together programs for the college radio station.
Hastings, Nebraska, where this school is located, is about 2.5 hours away from Omaha. That means very dedicated students could head to the big city for entertainment, but those who want a smaller town in which to study can certainly find that environment here.
- Western Nebraska Community College: Some students are ready to hop right into the university lifestyle when they’re done with high school. If you need a little more time to prepare, or you’re not ready to pay the higher costs universities often charge, community college could be a better fit. Western Nebraska Community College (WNCC) might be just right for you.
WNCC has about 1,100 full-time students, and about 1,200 part-time students. They have three campus locations to choose from: Alliance, Scottsbluff, and Sidney. Many of these campus locations offer residence halls, which is a little unusual for community college programs. That could make this school ideal for you if you’d like to attend but live too far away to commute. By enrolling and living in a residence hall, you could just walk to class and leave your car behind for good.
- Southeast Community College: If the three locations of WNCC are too far away for you, Southeast Community College (SCC) might be a better fit. This is a true community college program, with technical programs available in all sorts of areas, including:
- Precision machining
- Computer programming
- Major appliance repair
- Computer-aided drafting
- HVAC technology
- Practical nursing
These are fields of study that allow you to get hands-on training fast, so you can get to work and start earning a paycheck right away.
There are a number of different SCC locations to choose from. Beatrice, Lincoln, and Milford, Nebraska, all have campus spots.
Why Not Start?
If reading about your college options gets you itching to start learning, we’d like to help. At SimpleTuition, we offer a number of tools that could help you to make your dream of a Nebraska degree a reality.
For example, you could use our Scholarship Center to find out more about scholarships you could use to pay for school. And, you can use our tools to help you find private loans that could augment your scholarships and grants, so you won’t have to worry about a lack of funding interfering with your dreams.