Student Loans for Ohio State University Students

About Ohio State University Financial Aid Program

The Ohio State University is one of America’s largest and the most reputed universities, and in an effort to make an OSU education accessible to any qualified student, the OSU Financial Aid office offers financial aid to many students. When considering students for financial aid, OSU takes into account income, family status, the cost of attending OSU, and the student’s/family’s earning capacity. As a result, a significant percentage of the student body qualifies for some form of financial aid from the OSU Financial Aid office. Their financial aid is limited for international students, unfortunately, and as a result, nearly all international students are required to either seek external sources of funding or to cover the total cost of attendance out-of-pocket.

Applying for OSU financial aid is a relatively straightforward process, and is not very different than applying for financial aid at any other school. Due to the school’s massive size, it is given out on a first-come, first-serve basis, so be sure you submit the Free Application For Federal Student Aid (FAFSA) right when the OSU financial aid office begins accepting applications. You should also talk to the Financial aid office about any scholarships and/or grants you might be eligible for, and if you will need loans to cover the cost of attending OSU. Once you file your FAFSA, your application process will be complete, and you will receive a financial aid package some time thereafter.

OSU Aid Packages

The most common components of OSU financial aid packages are the usual suspects:  grants, scholarships, work-study programs, and federal loans. This package often includes grants and/or scholarships, otherwise referred to as ‘free money’ awards that are distributed on the basis of both merit and need, depending on the award. The FAFSA determines who is eligible for specific grants such as the Federal Pell and FSEOG grant, while OSU determines who is eligible for merit awards (a 3.2 GPA is required for most merit awards at OSU). Most students who receive OSU Financial Aid packages will also be offered federal student loans, and will be encouraged to participate in a work-study program for up to a few hours per week and to work over the summer to make a contribution to their education. Some students enrolled at OSU are able to obtain funding from third party sources, such as from corporations that offer scholarships or grants. Students who need student loans to attend OSU should exhaust all federal aid options before turning to private loans as a source of funding. Private student loans should be used to cover the final financial gap, and to find, compare, and apply for private student loans for OSU, just use our Student Loan Comparison Tool above.

Frequently Asked Questions

Q:Are there any institutional grant awards available through the Ohio State University financial aid program?

A:Yes, there are several grants offered through the Ohio State University financial aid program. The Scarlet and Grey grant is the most commonly awarded institutional grant, and is given to undergraduate students at the Columbus campus who are in good academic standing. To be considered for this award, students are required to submit the FAFSA, and must also be enrolled as full time students and must maintain satisfactory academic progress.

Q:What scholarship awards are available with OSU financial aid?

A:The OSU financial aid office offers a number scholarship awards. In order to qualify for these awards, students need to fulfill the eligibility requirements. The scholarship awards available include the Eminence, the Presidential, the Medalist, the Distinguished, the Maximus, the Provost, the Trustees, the National Buckeye, the Distinction, the Prominence, the Excellence, and the Young Scholars (YSP) awards. OSU financial aid also offers undergraduate scholarship award for international students. As these are merit-based, students need maintain their GPA in order to continue receiving these awards.


Pay for Ohio State University*

Total Avg. Cost $24,159
Tuition $7,983
Room & Board Not Avail.
Financial Aid Information
Students Receiving Fin Aid 89%
Typical Grant Amounts
State/Local $2,917
Federal $4,303
%Receiving Loans 45%
Avg. Other Stud. Loans $11,570
%Receiving Other Loans 7%

Get into Ohio State University

Admission Rate 65%
Total Enrollment 55,014
Men 52%
Women 48%
Graduation Rate 75%
Application Fee $40

Contact Ohio State University

190 N. Oval Mall
Columbus, OH 43210(614) 292-6446
Financial Aid Office URL
Admissions Office URL

*Data source is the Integrated Postsecondary Education Data System (IPEDS) the data collection program for the National Center for Education Statistics


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