Texas State Financial Aid and Student Loans

going-to-college in texasFor students who cannot afford to pay for college on their own, they can find plenty of financial aid options in order to finance their education. Federal, state and institutional awards are available to help students obtain money for their tuition and living expenses in a convenient manner. Students can apply for student loans, grants or scholarships and turn their dreams of earning a degree into reality in an affordable way.

Texas State Financial Aid

Like other state-based funding, financial aid is available for students who reside in Texas. Students can find funding in the form of student loans, grants and other programs and eligibility requirements and award limits vary. To find the most beneficial financial aid program, students should explore all of their options. With this in mind, they should get in touch with the financial aid office of their school in order to find the type of available funds. Moreover, students can research the types of funds available to students in Texas. Generally, Texas financial aid includes grants, scholarships and student loans, as well as work-study.

Grants and Scholarships

You must try to obtain grants and scholarships before looking for other funds since these financial aid programs allow you to obtain free money. Pell grants and Federal Supplemental Educational Opportunity grants are examples of federal grants that can be obtained after filling out the FAFSA form. Other options include the Texas Educational Opportunity Grant Program (TEOG), the Texas Public Education Grant (TPEG),  the Texas Tuition and/or Fee Exemptions and the Top 10% scholarship program.

Student Loans

Federal student loans such as Stafford and Perkins loans are available to help you finance your education. These loans have very low rates of interest and flexible terms of repayment, making them a great funding option for college. Other than federal student loans, you can find plenty of private lenders that will be happy to help you obtain student loans.

Work Study

Work-study programs is another effective financial aid option, as it allows you to work on a part-time basis in order to earn money for your educational expenses, making it a highly beneficial financial aid option.


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