Student Loans for UC Irvine
About University of California Irvine
The UC system has a lot to brag about, from UC Berkeley, UCLA, UCSD and UCI. If you’re looking for a rigorous, academically elite education with an emphasis on research, UCI fits that bill nicely. One of the top public research universities in the country, UCI is considered a Public Ivy, and just as importantly, it was listed at #16 on a list of “The 100 Happiest Colleges” (by The Daily Beast). Plus, it’s in Southern California; maybe not having to pack winter clothes could convince you to go to UCI over one of those Northeastern schools.
If you’re receiving UCI financial aid, the last thing you want to do is overrun your budget and burn into your aid money: it’s super important to construct and stick to a responsible budget for your time at UCI. You don’t want to find yourself short on cash in the middle of a semester because you didn’t plan for personal expenses, so just be responsible and stick to your budget. Going out to eat off-campus at Z Pizza or grabbing some late-night food at In-N-Out is fine, just keep track of your cash and don’t do it all the time. If you’re careful with your cash, you’ll be fine, no sweat.
Applying for UCI Financial Aid
UCI is a public university, so the only form you need to submit to receive UCI financial aid is the Free Application for Federal Student Aid (FAFSA). While the FAFSA has some notoriety for being a gross financial aid form, it’s really not all that bad. For in-state students, you’ll also have to fill out a form confirming that you are a legitimate in-state resident to be eligible for Cal Grants and the in-state student subsidy provided by the UC system. Apart from that, the only other thing you should do when applying for UCI financial aid is to have a chat with your aid counselor. Ask him or her about any grants or scholarships you could possibly receive, and also ask if you may need to take out loans to cover the cost of attending UCI.
UCI Financial Student Loans
UCI financial aid packages will contain a mix of the four common forms of financial aid: work-study plans, scholarships, grants, and student loans. Students who live in California will receive a significant subsidy on their general tuition costs, and will also most likely be eligible to receive a Cal Grant for staying in-state. Apart from these two factors, financial aid packages from UCI are pretty typical. For many students, they’re perfectly sufficient, though a decent number of students take out federal student loans to help cover the cost of attendance. A smaller number of students will still need money for college after exhausting scholarships, grants, and federal aid, and for these students, private student loans can be a very strong final form of funding. If you’re considering private student loans, check out our student loan comparison tool right on this page. It lets you search and compare up to dozens of loans from top lenders across the country, allowing you to make an informed decision about private student loans.
The UC Irvine financial aid office has a number of grant options available for students. The standard variety of federal grants are available to students who demonstrate financial need, including the Pell Grant and the Federal Supplemental Education Opportunity Grant (FSEOG). In-state students can apply and potentially qualify for a Cal Grant, and the university offers a general UC Irvine grant to students who demonstrate academic ability and some financial need. To receive these grants, students need to submit the Free Application for Federal Student Aid (FAFSA), and in-state students need to submit a residency form confirming their in-state status. For more information about these financial aid options, students should contact the UC Irvine financial aid office.
What need based scholarships are available through the University of California Irvine financial aid office?
The University of California Irvine financial aid office offers a number of need based scholarship awards for its student body. Students interested in these awards need to fill out the FAFSA in order for the aid office to evaluate their financial need. Available scholarships include the Brython P.Davis Scholarship, Stanley Behrens Scholarship, Malcolm Stacey Scholarship, Mabel Wilson Richards Scholarship and LaVerne Noyes Scholarship. The office of University of California Irvine financial aid takes financial need and academic achievements into consideration when reviewing applications.
What are the various options available if I apply for a student loans at UCI?
The university conducts both federal and institutional loan programs. These loans have their own eligibility requirements, regulations, and repayment policies, so you should pick the one that suits you best. Options include federal Perkins loans, Health Profession loans (HPSL), Loans for Disadvantaged Students (LDS), Primary Care loans (PCL), Direct loans, and PLUS loan (for parents).
Pay for University of California – Irvine*
|Total Avg. Cost||$24,828|
|Room & Board||$10,134|
|Financial Aid Information|
|Students Receiving Fin Aid||62%|
|Typical Grant Amounts|
|Avg. Other Stud. Loans||$3,746|
|%Receiving Other Loans||8%|
Get into University of California – Irvine
Contact University of California – Irvine
*Data source is the Integrated Postsecondary Education Data System (IPEDS) the data collection program for the National Center for Education Statistics