Student Loans for University of Cincinnati Students
About University of Cincinnati
The University of Cincinnati is a pretty huge research university, with over 31,000 undergrads spread across urban campuses in the city of Cincinnati. It’s in the top 25 of all public universities in terms of research funding received, meaning big thoughts are thought up at Cincy. Their athletic teams are known as the Bearcats, which makes for a pretty fierce mascot; the teams live up to it, too, fiercely in the Big East, with strong football and men’s basketball programs. Cincy is pretty awesome, that’s a bit of a given, but it isn’t cheap: budgeting properly and University of Cincinnati financial aid are two keys to being able to pay for it.
College costs add up, and we’re talking about things way beyond the big numbers associated with tuition and fees, room and board, and other huge costs like that. Think about textbooks, meals off-off campus, student tickets, and things like that. All that stuff adds up pretty quickly. You’ll make a few trips to Mac’s Pizza Pub, most likely (hard to find better pizza around campus), and maybe a trip or two to Spicy Pickle (silly name, yes, but delicious panini), and you don’t want those trips to catch your budget by surprise. Student tickets will be another expense: a package for football is $50 for 2011-2012. Give yourself some spending room, but be sure you allocate for it. You don’t want to spend more than you have, especially if you’re receiving University of Cincinnati Financial aid: overspending when cash is already tight is a pretty bad idea. Be smart and plan ahead.
Applying for University Financial Aid
Standard form here: the University of Cincinnati requires applicants to submit the Free Application for Federal Student Aid (FAFSA) in order to receive financial aid. The form allows the University of Cincinnati financial aid office and the federal government to evaluate a student’s financial need, and thus determine the sort of aid package the student will receive. Once you submit the FAFSA, your application process is fin – you’ll receive a financial aid package either upon admission or when you get your tuition bill in the summer.
University of Cincinnati Financial Aid Packages
The four horsemen of financial aid packages appear in University of Cincinnati financial aid packages, just as they do across the country: grants, scholarships, work-study programs, and student loans are the mainstays of any aid package from Cincy. Most students at Cincy require federal loans to cover the cost of attendance, but for some, federal students aren’t enough to pay for everything. For these students, private student loans are often a good way to supplement their federal student loans and University of Cincinnati Financial Aid packages: if you are one of these students, use our student loan comparison tool right on this page to search, compare, and apply for the private student loan that’s right for you.
The Cincinnati financial aid program offers a number of forms of financial assistance to students who demonstrate financial need; these forms include scholarships, grants, work-study programs, and loans. Current and prospective students need to fill out the FAFSA in order to be considered eligible for financial aid. Once the FAFSA is completed, the Cincinnati financial aid office and the federal government will evaluate the application and select the appropriate aid package for the student.
Pay for University of Cincinnati*
|Total Avg. Cost||$26,346|
|Room & Board||$9,702|
|Financial Aid Information|
|Students Receiving Fin Aid||81%|
|Typical Grant Amounts|
|Avg. Other Stud. Loans||$12,116|
|%Receiving Other Loans||8%|
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*Data source is the Integrated Postsecondary Education Data System (IPEDS) the data collection program for the National Center for Education Statistics