Student Loans for University of Rhode Island Students
About University of Rhode Island
University of Rhode Island, or URI, is a public research university with its main campus located in Kingston, RI. The main public research university in the state of Rhode Island, URI is both a land grant and sea grant university, meaning it is specifically focused on providing educations that focus on the sciences, engineering, and studies associated with bodies of water, from marine biology to conservation. Its Kingston campus sprawls over 1,200 acres, giving a student body of roughly 14,500 undergrads plenty of space to study and live.
When putting together a budget for a semester or year at URI, there are some sneaky costs that you should consider in addition to tuition, fees, room and board, and textbooks. Personal expenses, such as weekend pizzas and/or beer, clothes, student tickets, transportation costs, and other ways you might spend your money when not in class should all be factored into your budget. If you’re on URI financial aid, you should be especially careful about how you budget, as you do not want to spend more than you need when you are already in financially limiting circumstances.
Applying for URI Financial Aid
Applying for URI financial aid is easy, we swear. All you have to do is file the Free Application for Federal Student Aid (FAFSA) with the URI financial aid office, as well as the federal government in order to determine your aid eligibility. Before you submit any paperwork, though, talk to the URI financial aid office and ask whether you might be eligible for any ‘free money’ awards from the university, such as scholarships or grants. After that, ask if they think you might need to take out loans in order to fully cover the costs of attending URI in conjunction with your URI financial aid package.
URI Financial Aid Packages
As with most schools, URI offers students three main forms of financial aid to students: university ‘free money’ awards such as scholarships and grants, work-study programs, and student loans. In many cases, URI financial aid is an enormous help for students and their families, but often times, it is not enough to cover the cost of attending URI. In these cases, many students turn to private student loans to bolster the funding they received from their URI financial aid package. If you still need money after receiving URI financial aid and maxing out federal student loans, you can turn to private student loans as a final form of funding. To search, compare, and apply for private student loans for URI, just use the student loan comparison tool at the top of this page.
To apply for loans at the University of Rhode Island, you first have to fill out a FAFSA application and submit it online at fafsa.ed.gov. With this application you can apply for popular federal loans such as the Perkins loan, Stafford loan, Parent PLUS loan, and GradPLUS loan.
Pay for University of Rhode Island*
|Total Avg. Cost||$22,700|
|Room & Board||$7,971|
|Financial Aid Information|
|Students Receiving Fin Aid||89%|
|Typical Grant Amounts|
|Avg. Other Stud. Loans||$16,427|
|%Receiving Other Loans||13%|
Get into University of Rhode Island
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*Data source is the Integrated Postsecondary Education Data System (IPEDS) the data collection program for the National Center for Education Statistics