This student loan comparison tool includes Stafford and PLUS loans.

If you have questions, we're here to help!

Amy Henson
Director of Financial Aid

Lender List Rationale

Three Rivers Community College carefully reviews lenders’ policies and products regularly to find the best rates and service among student loan lenders for our students.

To assist families in this decision, the Financial Aid Office complied a list of institutions whom we consider excellent in the educational lending field. We have found each of these lenders to provide prompt reconciliation of loan issues. They also provide fast electronic payment of loan funds directly to your college and offer a variety of savings programs during loan repayment.

PLEASE NOTE THAT YOU ARE NOT REQUIRED TO USE ONE OF THESE LENDERS. The Financial Aid Office will process your Federal Stafford Student Loan with any lender you choose.

How was this list developed?

Recently, there has been a great deal of discussion regarding how lenders are chosen by financial aid offices. Three Rivers Community College is committed to choosing lenders who provide good service and benefits to our students. All lenders will be reviewed and monitored continuously in order to maintain current benefit information, as well as determine if any removals or additions are necessary. Request for Information (RFIs) will be employed annually. The number of lenders on the list is subject to change depending on any necessary revisions.

Lenders are reviewed comparatively but not limited to the following criteria:

• Proactive customer communication, including easy access to borrower’s current and cumulative borrowing and estimated repayment information
• Timely and responsive processing with excellent problem-resolution service
• Benefits available to borrowers at the time of repayment
• Demonstrated security of borrower information
• Policy on sale or sharing of borrower information with other parties
• Web-based application and services
• Default rates-national, state and institutional
• Relationship with other loan partners
• Knowledgeable customer service representatives
• Existing relationships with guarantee agencies
• School-focused support processes
• Loan and debt management assistance (deferment, forbearance, and other repayment options)
• Clearly defined “Life of Loan” management, including policies on loan sales and the use of servicers
• Seamless continuum in processing payments, handling inquiries, and maintaining careful records

Three Rivers Community College continues to provide students and their families with a preferred lender list despite current concerns regarding such lists because we believe that it is helpful to our students, who often request guidance in the selection of a lender. This lender list is intended as a guide only. The Financial Aid Office will process a Federal Stafford Student Loan from any lender selected by a student; however due to our low cost of attendance we do not process private or alternative loans.

Please feel free to contact the Financial Aid Office at (573) 840-9607 if you have any questions about the process or the lenders selected.